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PRODUCTS

WHY CHOOSE VFS

  • Complete loan process at customer’s door step

  • Loan as per business need and eligibility

  • Quick loan approval and disbursement process

  • Competitive interest rates

  • Un-secured, hypothecation and mortgage options

  • Need based business development services

FINANCING YOUR NEEDS

Working Capital

Purchase of stock Payment to suppliers Expansion of existing business

Capital Expenditure

Purchase of new or old business equipment Investing in renovation of shop/factory/godown or other business premises

Debt Consolidation

Repay high interest informal loans if any

OUR PRODUCTS
Instant Business Loan – Unsecured
  • Loan amount: Upto 1 Lakh

  • Repayment Period: 12 Months

  • Loan approval & disbursement within 24 Hr

Startup Loan
  • Loan amount: Rs. 100,000 to Rs 2,00,000 (Unsecured)

  • Loan amount: Rs. 200,001 to Rs 4,00,000 (Hypothecation)

  • Repayment Period: 1 year to 3 years

  • Interest Rate: 24% to 26% per annum

  • Secured against working assets of business

Growth Loan – Unsecured
  • Loan amount: Rs. 100,000 to Rs 3,00,000

  • Repayment Period: 1 year to 3 years

  • Interest Rate: 24% to 26% per annum

Growth Loan – Hypothecation
  • Loan amount: Rs. 300,001 to Rs. 500,000

  • Repayment Period: 1 year to 3 years

  • Interest Rate: 22% to 25% per annum

  • Secured against working assets of business

Growth Loan – Mortgage
  • Loan amount: Rs. 500,001 to Rs 1,000,000

  • Repayment Period: 1 year to 3 years

  • Interest Rate: 20% to 23% per annum

  • Secured against mortgage over marketable real property

Top-Up Loan
  • After completion of 9 EMI’s with good repayment track