Shamik has two decades of progressive experience of leading organizations and large initiatives aimed at improving well-being of low-income communities at scale. He has extensive experience in the field of financial inclusion, micro-enterprise development and leveraging technology. Over the years he has developed expertise in strategy, design of innovative service delivery models, execution, organisation building and leadership development. Shamik has worked in partnership and with leaders from governments, private sector and development agencies. He has degrees in Development Administration from IIFM and Commerce from Hansraj College, Delhi University.